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Commercial SavingsCommercial MMDAPublic Funds MMDA
Commercial Savings
  • Variable rate interest bearing account
  • $100.00 minimum to open
  • 3 free withdrawals per month ($1.00 fee per withdrawal after 3)
  • Average daily balance below $100.00 incurs $3.00 monthly fee
Commercial MMDA
  • Variable rate interest bearing account$1,500.00 minimum to open
  • 6 withdrawals allowed per month (3 free withdrawals, $2.00 per withdrawal after 3)
  • Balance below $1,500.00 – $3.00 monthly fee and interest reverts to Regular savings rate
Public Funds MMDA
  • Variable rate interest bearing account $25,000.00 minimum to open
  • 1 free withdrawal per month ($15.00 per withdrawal after 1, up to 6 per month)
  • Balance below $25,000.00 – Interest reverts to Regular Money Market rate

Savings Rates

Rates are effective as of March 5, 2025.

no

RateAPY

no

Regular Savings
Rate
0.75%
APY
0.75%

no

MMDA (Under $1,500)
Rate
0.75%
APY
0.75%

no

MMDA ($1,500-$9,999.99)
Rate
1.65%
APY
1.66%

no

MMDA ($10,000-$24,999.99)
Rate
1.75%
APY
1.76%

no

MMDA($25,000-$99,999.99)
Rate
1.90%
APY
1.92%

no

MMDA($100,000-$249,999.99)
Rate
1.95%
APY
1.97%

no

MMDA($250,000 & Over)
Rate
2.00%
APY
2.02%

no

Diapers/Diplomas (Under$2,500)
Rate
0.60%
APY
0.60%

no

Diapers/Diplomas (Over $2,500)
Rate
0.65%
APY
0.65%