Whether you use efficient and secure Automated Clearing House (ACH) transactions or speedy bank-to-bank wire service payments, FB&T has the powerful resources and expertise you need to securely manage your electronic transactions. With our ACH and wire services, you can cut down on administrative tasks, taking back valuable time in your day. Send and receive payments from outside vendors with greater efficiency and accuracy. Pay your employees electronically. Enjoy accessing these time and money saving services through online banking.