CDs and IRAs

 

Certificates of Deposit

Rates are effective as of May 6, 2021.

Rates & Annual Percentage Yields (APY) are based on monthly compounding and are subject to change without notice.

Penalties may be imposed for early withdrawal.

Minimum Balance to open CD is $1,500.

Relationship Pricing on CD's - Additional FB&T product and service relationships may increase the above listed rates.

Term

$1,500 - <$10,000

$10,000 - <$25,000

$25,000 - <$100,000

$100,000 - <$250,000

$250,000 & Over

6 Month CD

0.15 / 0.15 APY

0.20 / 0.20 APY

0.20 / 0.20 APY

0.25 / 0.25 APY

0.25 / 0.25 APY

11 Month Add On CD

0.15 / 0.15 APY

0.20 / 0.20 APY

0.20 / 0.20 APY

0.25 / 0.25 APY

0.25 / 0.25 APY

12 Month CD

0.30 / 0.30 APY

0.35 / 0.35 APY

0.35 / 0.35 APY

0.40 / 0.40 APY

0.40 / 0.40 APY

24 Month Bump CD

0.50 / 0.50 APY

0.55 / 0.55 APY

0.55 / 0.55 APY

0.60 / 0.60 APY

0.60 / 0.60 APY

36 Month CD

0.60 / 0.60 APY

0.65 / 0.65 APY

0.65 / 0.65 APY

0.70 / 0.70 APY

0.70 / 0.70 APY

48 Month CD

0.70 / 0.70 APY

0.75 / 0.75 APY

0.75 / 0.75 APY

0.80 / 0.80 APY

0.80 / 0.80 APY

60 Month CD

0.80 / 0.80 APY

0.80 / 0.80 APY

0.80 / 0.80 APY

0.85 / 0.85 APY

0.85 / 0.85 APY

 Click Here To Open Online

  


  

Individual Retirement Accounts

Rates are effective as of October 1, 2020.

 Tier

Rate

APY

IRA (Under $25,000)

0.30%

0.30%

IRA ($25,000-$99,999.99)

0.35%

0.35%

IRA (Over $100,000)

0.40%

0.40%

 

Term Savings Individual Retirement Accounts

Rates effective May 6, 2021

Rates & Annual Percentage Yields (APY) are based on quarterly compounding and are subject to change without notice.

Penalties may be imposed for early withdrawal.

Term

$1,500 - <$10,000

$10,000 - <$25,000

$25,000 - <$100,000

$100,000 - <$250,000

$250,000 & Over

24 Month

0.50 / 0.50 APY

0.55 / 0.55 APY

0.55 / 0.55 APY

0.60 / 0.60 APY

0.60 / 0.60 APY

48 Month

0.70 / 0.70 APY

0.75 / 0.75 APY

0.75 / 0.75 APY

0.80 / 0.80 APY

0.80 / 0.80 APY

 

 

Find Us Call Us Email Us Facebook Instagram Twitter
Toolbar Button

Chat with Us

Current status:

chat status

Chat is available
Mon-Thur
8:30am - 3pm

Friday
8:30am - 5:30pm

Next Section

Back to Top