Perfect for students, seniors and everyone in between

ATM Fee Refunds up to $4 (^†)
$2 Reward for > 50 debit card purchases (*)
$10 Reward for new FB&T Loan

Earn interest and receive a FREE paper statement

Monthly $4 charge refunded with 3 of the following per statement cycle:

• Direct Deposit/Mobile Deposit
• 15 Debit Card Purchases (*)
• Average Balance > $250
• Automatic FB&T Loan Payment
• Additional Deposit Acct w/ Avg Balance > $500 (^†)
• Under 21 (^)
• 65 or Older (^)

Monthly service charge of $7 refunded with 4 of the following per statement cycle:

• Direct Deposit/Mobile Deposit
• 15 Debit Card Purchases (*)
• Average Balance > $1,500
• 5 Bill Pay or ACH Transactions
• E-Statements
• Automatic FB&T Loan Payment
• Additional Deposit Account (^)

Monthly $10 charge refunded with:

• Avg Deposit Balance > $50,000,

OR

• Avg Loan Balance > $50,000,

OR with 4 of the following per statement cycle:

• Direct Deposit/Mobile Deposit
• 15 Debit Card Purchases (*)
• Average Balance > $1,500
• 5 Bill Pay or ACH Transactions
• E-Statements
• Automatic FB&T Loan Payment
• Additional Deposit Account (^)

Paper Statement Fee = $2.50
*Excludes ATM Transactions & POS Returns
^†Additional account cannot be a Simple Checking Account
^Only 1 additional qualifier or e-statements

Paper Statement Fee = $2.50
*Excludes ATM Transactions & POS Returns
^Additional account cannot be a Rewards Checking Account
^†Eligible with > 15 debit card transactions

*Excludes ATM Transactions & POS Returns
^Additional account cannot be an Interest Checking Account